Goldglen Finance helps Bozeman, MT and Gallatin County, MT landscaping and lawn care companies compare equipment financing, lines of credit and working capital. County Business Patterns counted 148 landscaping employers in Gallatin County, MT in 2023, 67.6% with fewer than five employees. Each answer comes from the partner reading the file.
At a glance
- Lawn and landscape firms paying wages, Gallatin County, MT
148 (NAICS 561730, CBP 2023)
- Landscaping employees
663 (CBP 2023)
- Landscaping payroll
$44.7 million in landscaping wages (CBP 2023)
- Landscapers working with no payroll
175 (Nonemployer Statistics 2024)
Gallatin County, MT Landscapers in the Census Count
Landscaping services (NAICS 561730) counted 148 employer establishments in Gallatin County, MT in 2023, with 663 employees and $44.7 million in payroll (CBP). Nonemployer Statistics separately counted 175 landscaping businesses without paid employees in 2024. ZIP 59715 held 37 of the employer establishments (ZBP 2023).
Those counts include lawn care, design-build landscaping, tree care, irrigation and similar grounds-care businesses classified under landscaping services. A crew of two with one truck and a firm with several crews and a shop both fall in the same count, so the figure says more about how many firms there are than about their size.
Lawn care equipment loan for Gallatin County, MT businesses
A lawn care equipment loan pays for mowers, trimmers, blowers, aerators and the trailer that carries them, with the equipment as security. Partners look at the quote, the dealer, whether the equipment is new or used, and the business's deposits. A loan suits equipment the company will run for years; a lease suits units it plans to replace on a short cycle.
Dealer financing programs are one option; a funding partner is another. Compare the total of all payments under each, not just the monthly figure.
Lawn care equipment financing: what Bozeman, MT owners should know
Lawn care equipment financing works well when the request names each item and its price. A partner reading a list of a zero-turn mower, a stand-on mower, a trailer and handheld tools can price each piece; a single round number is harder to read. Used equipment is reviewed more closely, with questions about hours and condition.
Illustration only, invented figures: a crew adds a $14,800 zero-turn mower, a $9,600 stand-on mower and a $7,200 enclosed trailer, $31,600 in total. With $3,600 down, the financed amount is $28,000, by our arithmetic.
Lawn care business loans around Bozeman, MT
Lawn care business loans around Bozeman, MT cover more than equipment. A company adding a crew needs a truck, equipment and the first weeks of the new crew's payroll before the added accounts pay. A company taking on a commercial contract may need materials and labor before the first monthly invoice is paid. Working capital and a line of credit cover those.
A company that does both maintenance and installation projects has two cash patterns: steady monthly maintenance billing and lumpy project payments. A line of credit handles the lumpy side.
Commercial lawn mower financing around Bozeman, MT
Commercial lawn mowers suit equipment financing because they are expensive, standardized and sold on an active used market. Partners can price them readily from the dealer quote. Ask whether the offer is a loan or a lease, what the buyout is if it is a lease, and whether the dealer's promotional terms require buying other items.
The equipment financing page explains the loan and lease choice in detail.
Working capital for landscaping services: what Bozeman, MT owners should know
Landscaping payroll is paid every week or two; commercial clients pay invoices on their own schedule. Working capital for landscaping services bridges that gap. A partner will ask for the receivables aging, the client list with contract terms and recent bank statements.
Owners should avoid funding a recurring monthly gap with repeated short-term products. If the same gap appears every billing cycle, a line sized to it is the closer fit.
How much does it cost to buy a landscaping business?
The cost to buy a landscaping business depends on its recurring contracts, its equipment and its crew. A buyer pays for the equipment at its current value, for the customer contracts and the revenue they bring, and for goodwill. The seller's tax returns and the contract list with renewal dates set the value more than anything else.
Illustration only, invented figures: a buyer agrees to $310,000 for a company: $120,000 for equipment and $190,000 for contracts and goodwill. The buyer puts in $46,500 and asks for $263,500, by our arithmetic, possibly split between an equipment loan and a term loan. Neighboring Goldglen trade pages: excavation and site work and cleaning companies .
What a Partner Asks a Gallatin County, MT Landscaper to Send
- Business bank statements and the receivables aging.
- The client list with contract terms and renewal dates.
- Equipment quotes and a list of equipment already financed.
- Business tax returns for two years.
County figures are on the Bozeman, MT page , and all trades on the industry pages .
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