From excavators to exam lanes: what each Gallatin County, MT trade's money pays for, one Census figure each, and the page to read next.
Crews, machines, materials and draws that lag the work.
Construction business loans serving Bozeman, MT: crew payroll before draws, machines, roofing and specialty trades, with Gallatin County, MT data.
Landscaping business loans in Bozeman, MT and Gallatin County, MT: mower financing, payroll before clients pay, and buying a landscaping firm.
Business loans for an excavation business in Bozeman, MT: mini excavator financing, site-work payroll and machine loans, with Gallatin County, MT data.
Business loans for HVAC companies serving Bozeman, MT, plus plumbing contractors: service vans, parts stock, payroll and buying a shop, with county data.
Electrical business loans in Bozeman, MT: trucks, wire and gear bought ahead of jobs, payroll on long contracts, with Gallatin County, MT figures.
Construction counted 1,363 employer establishments in Gallatin County, MT in 2023, more than any other two-digit sector, with $631.2 million in payroll (CBP). Residential builders alone numbered 452. Contractors pay crews and buy materials before draws clear, and retainage holds back part of each payment. Working capital, lines of credit and equipment financing are the three funding types to compare first. Read the construction page .
Other specialty trade contractors, the NAICS 2389 group that holds site preparation, counted 131 employers in Gallatin County, MT (CBP 2023). Mini excavators, skid steers and trailers are financed on their own collateral, and a long project can need working capital while it runs. Look at excavation funding .
Payroll in that group came to $49.2 million, and 93 of the 131 had fewer than five employees (County Business Patterns 2023).
Electrical contractors numbered 93 employers with 732 employees in 2023 (CBP). Wire and gear bought ahead of a job, a service truck and payroll during a long commercial contract are the costs to plan for. Funding for electricians .
Payroll reached $64.9 million, about $88,700 per employee by our arithmetic, and 19 of the firms were in ZIP 59715 (County and ZIP Code Business Patterns 2023). Progress billing statements show how long a commercial job carries its wages.
Plumbing, heating and air conditioning contractors counted 111 employers and 930 employees (CBP 2023). Service vans, parts stock and buying an existing shop are reasons to compare funding types. Funding for plumbers and HVAC shops .
Of the 111, 69 had fewer than five employees and 17 listed ZIP 59715 (County and ZIP Code Business Patterns 2023). For a shop purchase, the seller's service-agreement list and van titles are the first records to gather.
Landscaping services counted 148 employers in Gallatin County, MT in 2023, 67.6% of them with fewer than five employees (CBP). Mowers, trucks and trailers, plus payroll before commercial clients pay, shape a landscaper's request. Landscaping funding .
Landscaping payroll reached $44.7 million across 663 employees, and 37 of the firms listed ZIP 59715 (County and ZIP Code Business Patterns 2023). Nonemployer Statistics 2024, a separate program, counted 175 landscaping businesses without paid employees.
Hires, receivables and firm or book purchases.
Accounting firm financing in Bozeman, MT: buying a CPA practice, partner buy-ins, payroll while receivables age, plus engineering and architecture firms.
Business loans for real estate agents in Bozeman, MT: commission gaps, marketing, team growth and offices that host agents, with Gallatin County, MT data.
Business loans for law firms in Bozeman, MT and Gallatin County, MT: partner buy-ins, case costs, payroll while fees are collected, and office moves.
Insurance agency lending in Bozeman, MT: buying a book of business or an agency, producer hires and office costs, with Gallatin County, MT data.
Accounting, consulting, architecture and engineering, and computer systems design firms together counted 644 employers in Gallatin County, MT, our sum of four NAICS groups (CBP 2023). Practice purchases, partner buy-ins and payroll while receivables age are the main funding needs. Funding for CPA, engineering and consulting firms .
Within that sum, accounting and tax firms numbered 132, 108 of them with fewer than five employees (County Business Patterns 2023).
Legal services counted 117 employer establishments in Gallatin County, MT, 81.2% of them with fewer than five employees (CBP 2023). Partner buy-ins, case costs carried until settlement and office build-outs are law firm costs to plan for. Funding for law practices .
Those firms paid $27.4 million to 350 employees, and ZIP 59715 held 66 of them (County and ZIP Code Business Patterns 2023). A case list with expected fee dates is the record behind a working capital request.
Offices of real estate agents counted 268 employers in 2023, and 96.6% had fewer than five employees (CBP). Commission timing, marketing costs and team growth are costs an agent may need to fund. Real estate agent funding .
ZIP 59715 held 103 of those offices (ZIP Code Business Patterns 2023), and Nonemployer Statistics 2024, a separate program, counted 414 real estate agent businesses without paid employees. A list of pending closings with dates shows when a draw would be paid down.
Insurance agencies and related offices counted 95 employers in Gallatin County, MT (NAICS 5242, CBP 2023). Buying a book of business or an existing agency calls for the longest list of records. Funding for agencies and books .
Of the 95, 67 had fewer than five employees, and payroll across the group was $32.8 million (County Business Patterns 2023). Commission statements by carrier and the book's renewal history are the records a purchase starts from.
Devices, build-outs and payroll ahead of claims.
Business loans for chiropractors in Bozeman, MT, plus physical therapy and optometry practices: equipment, payroll while claims pay, and growth.
Offices of other health practitioners, which include chiropractors, physical therapists and optometrists, counted 201 employers in 2023 (CBP). Treatment tables, exam lanes and payroll while claims are paid shape these requests. Practitioner office funding .
Of those 201 employers, 158 had fewer than five employees and 81 were in ZIP 59715 (County and ZIP Code Business Patterns 2023). Nonemployer Statistics 2024, a separate program, counted 455 practitioner businesses with no payroll.
Veterinary services counted 29 employers with 345 employees in 2023 (CBP). Imaging, surgical and dental equipment are equipment financing requests, and a practice purchase is a term loan request with the seller's records at its center.
Payroll at those practices came to $18.9 million, and 6 were in ZIP 59715 (County and ZIP Code Business Patterns 2023). A clinic buyer can start with the seller's collections by month and an equipment list with purchase years.
Kitchen lines, remodels and card-sales gaps.
Restaurant business financing serving Bozeman, MT: new and second-year restaurants, kitchen equipment, supply orders and payroll, with county data.
Full-service and limited-service restaurants counted 263 employers in Gallatin County, MT, our sum of the two NAICS codes (CBP 2023). Kitchen equipment, remodels and gaps between card deposits and supplier bills are the restaurant costs to plan for. Restaurant funding .
Our arithmetic on payroll per employee: about $28,600 at full-service restaurants and $22,900 at limited-service ones (County Business Patterns 2023). ZIP 59715 held 61 and 38 of them, in that order (ZIP Code Business Patterns 2023).
Hotels and motels counted 85 employer establishments with 1,917 employees in Gallatin County, MT in 2023 (CBP). A hotel's funding needs split between the property, which is real estate lending outside what Goldglen arranges, and the operating business: furniture and fixtures, a renovation of rooms, laundry equipment and payroll. Equipment financing fits the furniture packages.
Of the 85, 26 were in ZIP 59715 (ZIP Code Business Patterns 2023).
A hotel loan request for the operating side reads clearly with a renovation budget, recent occupancy and revenue records and the property lease or ownership details; county lodging figures sit beside the others on the Bozeman, MT page . Owners comparing a remodel loan with a line for operating costs can start with working capital for the payroll side and a term loan for the remodel itself.
Shelf stock, lifts, parts and fixtures.
Small business loans for retail stores in Bozeman, MT: inventory, fixtures, space costs, gas station and convenience store funding, with county data.
Auto repair shop financing for businesses in Bozeman, MT: lifts, diagnostics, parts, car wash equipment and working capital, with Gallatin County, MT data.
Retail trade counted 622 employer establishments and 9,691 employees in Gallatin County, MT (CBP 2023). Stock bought ahead of sales, fixtures and space are the costs to fund. Retail funding .
Within retail, clothing stores numbered 67, building material and garden dealers 59 and gasoline stations 36 (County Business Patterns 2023). Monthly sales by department and the open purchase orders show what a stock or fixture request would carry.
Automotive repair and maintenance counted 108 employers in 2023 (CBP). Lifts, diagnostic tools, parts stock and car wash equipment are the costs a shop or wash may need to fund. Shop and car wash funding .
Those shops paid $22.5 million to 451 employees, 70 had fewer than five on payroll, and 29 were in ZIP 59715 (County and ZIP Code Business Patterns 2023). Repair orders by month show how steady the bay income runs.
Automobile dealers counted 13 employer establishments with 760 employees in 2023 (CBP). Floor plan financing for vehicle stock is a specialized product; for service bays, equipment and working capital, see inventory financing and the other funding types.
Those dealers paid $54.9 million in wages (County Business Patterns 2023), and ZIP 59715 held 3 of them (ZIP Code Business Patterns 2023). Service-bay lifts and diagnostic equipment can be quoted on their own, apart from vehicle stock.
Describe the cost; the six funding types apply across trades.
Janitorial business financing around Bozeman, MT: crew payroll before contract billing, floor and extraction equipment, vans, with county figures.
Janitorial services counted 114 employers in 2023 (CBP), and Nonemployer Statistics separately counted 575 janitorial businesses without paid employees in 2024. Crew payroll ahead of monthly contract billing and extraction or floor equipment are the costs to fund. Cleaning company funding .
Employer payroll in the trade came to $18.3 million, about $28,400 per employee by our arithmetic (County Business Patterns 2023). A contract list with monthly billing amounts shows how far wages run ahead of payment.
Beauty salons counted 42 employers in Gallatin County, MT in 2023 (CBP), and Nonemployer Statistics separately counted 310 beauty salons without paid employees in 2024. Chairs, stations, dryers and a build-out are equipment and term loan requests; booth-rental income and card deposits are what a partner reads.
The employer salons paid $6.3 million to 158 employees, and 21 were in ZIP 59715 (County and ZIP Code Business Patterns 2023).
Child day care services counted 60 employers with 602 employees in Gallatin County, MT (CBP 2023). Classroom build-outs, playground equipment, vans and payroll ahead of tuition and subsidy payments are the costs a day care center funds.
Center payroll totaled $15.1 million, 22 of the centers listed ZIP 59715 (County and ZIP Code Business Patterns 2023), and Nonemployer Statistics 2024 separately counted 93 child care businesses without paid employees.
Goldglen Finance sorts Gallatin County, MT businesses by trade: fourteen industry pages plus notes on hotels, salons, veterinary practices, day care centers and car dealers, each with a County Business Patterns 2023 figure and the funding type to compare. Funding partners consider businesses across most industries and decide on every request.
By Goldglen Finance ยท Updated
Call (406) 316-6781 or send the online form and describe the business and the cost the money will cover.
